Schedule a Free Consultation

Take a step toward financial peace of mind.

Working with a trusted financial planning team can give you less stress, more time, and higher lifetime returns. To see how we can help, schedule a free discovery call today.

A photo of Aysha Ballis, Certified Financial Planner®

    Ready to Get Started?

    Is your financial situation becoming more complex? Are you missing out on growth or tax savings by self-managing your money? Do you want to spend less time thinking about money and more time focused on what matters most to you?

    We're here to help.

    The first step is booking a discovery call. Don't worry – it's quick, easy, and free. We'll use this time to learn more about your financial planning goals, explain our services and process, and answer any questions you have about working with our team.

      Who We Serve

      We help individuals, families, and businesses who want to protect, grow, and enjoy their hard-earned savings while spending less time worrying about money.

      Our clients come from diverse backgrounds, including university professors and administrators, healthcare leaders, founders, and business executives.

      We focus on ongoing, comprehensive wealth management. To maintain our high standards of service and value, we are best suited to serve individuals and families with at least $1,000,000 in investable assets.

      A photo of Vincent Clark, CFP, EA, senior financial planner, Elwood & Goetz

      How We Work With You

      We believe financial planning is a personal and lifelong process, not a one-time event. Our advisory team is here to help you reach future goals while also living life more abundantly today.

      We leave no stone unturned, and our plans are tailored to you. That’s why we work together throughout the planning process and follow a detailed set of steps along the way.

      Consultation Meeting

      We chat over coffee (or Zoom) regarding your needs and situation, while providing an overview of our process and services. And, along the way, we want you to ask as many questions as you have so you can feel confident as we move forward together.

      Discovery

      Step 1

      MORE DETAILS

      Investment Strategy and Goal Development

      We develop and share investment opportunities to improve your financial plan and portfolio. We’ll walk you through the recommendations, so you can envision your future as our team gets to work planning for it.

      Investment Strategy and Goal Development

      Step 2

      MORE DETAILS

      Presentation of Comprehensive Financial Plan

      We present you with a tax-optimized cash flow and retirement plan, often outlining multiple scenarios so you can make the best decisions for you. Other areas of focus include education planning, short-term cash needs, net worth protection, and legacy planning.

      Comprehensive Financial Plan

      Step 3

      MORE DETAILS

      Financial Planning Checklist

      We sort through the noise for you and help you check the boxes on only the things you really need to do for your personal financial planning process. We provide a summary of the action items needed to implement recommendations, both previously presented and new.

      Financial Planning Checklist

      Step 4

      MORE DETAILS

      Daily Monitoring and Unlimited Adjustments

      Once your initial plan is complete, we’ll go to work monitoring it all. And, as life changes, we’ll be there for you to make any adjustments.

      Daily Monitoring and Ongoing Nurturing

      Step 5

      MORE DETAILS

      Frequently Asked Questions

      We know that choosing a financial planning team is an important life decision. As you navigate that process, here are a few helpful details about our firm.

      If you have additional questions, you can book a free discovery call with our team any time. To speak with someone now, call us at 706-548-1025.

      What are your fees?

      keyboard_arrow_down

      We are a fee-only financial planning firm. That means our success is measured exclusively by yours. We do not sell third-party products or accept commissions — ever.

      We don't have shareholders; we have stakeholders: our clients. They are our only source of revenue.

      Our annual fee is equal to 1% of investable assets under management for the first $2,000,000 managed. The blended fee gradually decreases to 0.25% for all assets above $10,000,000.

      The management fee includes all ongoing, comprehensive financial planning and investment management services. 


      Because we focus our expertise on providing ongoing, comprehensive wealth management, we are best suited to serve people with at least $1,000,000 in investable assets under our management.

      To maintain our high service level and value, high-earners with fewer than $1,000,000 in investable assets will be charged a supplemental fee of $250 per month and must meet specific household income requirements ($150,000 for single households and $250,000 for married/joint households).

      What’s included with the annual fee?

      keyboard_arrow_down

      Our management fee includes all ongoing, comprehensive financial planning and investment management services.  There are no hidden or incremental fees at our firm. All clients who meet our minimum requirements receive the same level of personalized, responsive service.

      What are the minimum assets required to be a client at Elwood & Goetz?

      keyboard_arrow_down

      Because we focus our expertise on providing ongoing, comprehensive wealth management, we are best suited to serve clients with at least $1,000,000 in investable assets (excluding real estate) who want to delegate all their financial planning and investment management.

      If you have fewer than $1,000,000 in assets, you can still work with our team by:

      • Surpassing an annual household income amount of $150,000 (single) or $250,000 (joint/married); and
      • Paying a supplemental monthly fee of $250

      What is Elwood & Goetz’s client retention rate?

      keyboard_arrow_down

      We are grateful to serve more than 500 households — and humbled to have an annual client retention rate above 99%.

      Where is Elwood & Goetz located?

      keyboard_arrow_down

      We have office locations in Athens, Georgia; Atlanta; Charleston, South Carolina; and Naples, Florida. However, our service model is not limited by our physical office space: we proudly serve clients in more than 35 states. 

      We are fully capable of developing and optimizing your financial plan wherever you are. And we often travel to visit clients across the country. 

      We offer both in-person and virtual meetings for our prospects and clients.

      What does fiduciary mean? Is Elwood & Goetz a fiduciary?

      keyboard_arrow_down

      Yes, Elwood & Goetz is a legal fiduciary. As an independent firm and fiduciary agent, we willfully accept a legal and ethical obligation to put our clients first — and to always serve their best interests.

      That may seem like a no-brainer for a profession that manages clients’ finances (and for us, it always has been), but many wealth management firms aren't true fiduciaries. That means they may make decisions in their best interest — like maximizing profits or commissions — instead of yours.

      We do not accept any commission or kickbacks of any kind — period.

      Because we’re an independent firm, we are not bound to any specific investment funds or products. That means we’re always able to offer unbiased, evidence-based advice and select from the entire universe of portfolio options based on your unique situation and goals.

      Deep to our core, we believe this is not only the best way — it’s the right way. And for us, it’s the only way. 

      Learn more about our fiduciary oath and what it means to work with a fiduciary financial advisor.

      What are your advisors' qualifications?

      keyboard_arrow_down

      Our advisory team is among the most experienced and educated in the country.

      We aren't salespeople pushing products and posing as advisors. We are real financial planners passionate about designing effective financial plans, implementing evidence-based investment strategies, and providing unbiased financial advice.

      Here are some quick stats about our team:

      • Three distinguished professors from the top financial planning program in the nation.
      • 20+ professional designations specific to financial planning and investment management.
      • 100% employee owned, majority women owned, and wholly independent.
      • Published 200+ financial planning research articles and textbook chapters.
      • Authored five books on financial planning.

      All of our financial planners hold university degrees specifically in financial planning, finance, or accounting, and most hold graduate degrees in these same areas.

      Our team members have also earned prestigious designations, including Certified Financial Planner® (CFP), CFA, CPWA®, AIF®, EA, CRC®, CHFC®, CDFA®, and AFC®.

      We actively conduct research, publish articles in academic journals, and attend leading continuing education conferences.

      How is Elwood & Goetz different than other financial planning firms?

      keyboard_arrow_down

      In addition to our exceptional advisory team, fiduciary duty, and competitive fee structure, we believe what truly sets us apart is our personalized, responsive service and attention to detail.

      We started with just one client and the promise to show up every day to deliver our very best work. And even as we’ve grown, we’ve held closely to this mission.

      Your financial plan is important. Managing your financial life is a responsibility we take seriously. And it’s an opportunity we cherish deeply. We never take it for granted.

      Our hope is that our clients see that in every engagement we have, every plan we develop, and every piece of advice we share.

      We’ll always make decisions centered around you, your goals, and your best interests — and we will be here for you at every turn.