Comprehensive Wealth Management

Our Services

Your dreams are closely tied to financial goals. That’s why we take the time to tailor your financial plan and investment portfolio to your specific situation. The end result is a customized client-first approach with high-touch service.

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  • Built JUST For You

Personal Financial Planning

It’s never too late (or early) to think about your future. Whether you’re optimizing your taxes or planning for retirement, our experienced financial advisors are here to offer comprehensive solutions every step of the way.

Working with our trusted financial planning team, we can help you maximize your investment portfolio, grow your savings, and minimize lifetime taxation.

Plus, delegating your financial planning and investment management frees up your time to focus on the things that matter most to you, like spending more time with your family, advancing your career, or exploring hobbies.

Jordan Slingo, Certified Financial Planner at Elwood & Goetz, working  with client, image
Investment Portfolio Management
  • Organization and consolidation of accounts
  • Proprietary Models & Portfolio Optimization
  • ESG & Values-Based Investing opportunities
  • Strategic and tactical asset allocation
  • Dynamic rebalancing
  • Macroeconomic indicators and research
  • Entire universe of investment companies
  • Maximize return potential

Investment Portfolio Management

Construct an investment plan based on your unique situation that maximizes the probability of meeting your goals.

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Retirement Planning
  • Maximize income with dynamic withdrawal strategies
  • Lifetime taxation optimization
  • Savings Plan customized to your goals
  • Roth conversion opportunity analysis
  • Social Security Strategies
  • Pension Analysis
  • Medicare management
  • Required Minimum Distributions (RMDs)
  • Restricted Stock and Stock Options

Retirement Planning

We’ll work with you to create a customized plan designed to achieve financial independence — all while finding balance between saving for your future and living your life more fully today.

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Tax Planning
  • Tax-efficient investments
  • Asset-location strategies
  • Tax-focused savings strategies
  • Tax-loss and Tax-gain harvesting
  • Charitable gifting strategies
  • Income and expense bunching
  • Tax return review

Tax Planning

Our tax planning services help you identify tax efficiencies in your assets and income, and increase income from your taxable investment accounts. Project your current and future tax liabilities, and implement personalized strategies to minimize lifetime taxation.

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Cash Flow Management
  • Cash flow planning
  • Debt prioritization & structuring
  • Education planning
  • Employee benefits review
  • Mortgage analysis
  • Emergency fund & cash reserves recommendations
  • Credit protection

Cash Flow Management

Optimize your cash flow to effectively manage debt, plan for education, and maximize the probability of meeting your goals.

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Net Worth Protection
  • Auto/Home insurance analysis
  • Long-term care insurance evaluation
  • Life insurance needs analysis
  • Disability policy evaluation
  • Business risk management
  • Annuity review and recommendations
  • Coordination of insurance changes

Net Worth Protection

Gain a comprehensive understanding of your risk management needs to ensure your assets and goals are properly protected.

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Legacy Planning
  • Estate and Gift Tax Minimization
  • Qualified Charitable Distributions (QCDs)
  • Philanthropic Planning
  • Essential Estate document review
  • Beneficiary review
  • Coordination of document updates
  • Business Succession planning

Legacy Planning

Prepare for a lasting legacy that endures and thrives in the years to come.

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  • HIGH-TOUCH CLIENT EXPERIENCE

The E&G Difference

Financial planning is a specialized service, but that doesn’t mean working with a financial advisor should be complicated. At its core, financial planning means balancing your life today with your goals for tomorrow. That’s why we make sure you’re actively involved in the planning process, and we help you achieve peace of mind by following a purposeful set of steps along the way.

Consultation Meeting

We chat over coffee (or Zoom) regarding your needs and situation, while providing an overview of our process and services. Along the way, we want you to ask as many questions as you have so you can feel comfortable and confident as we move forward together.

Discovery

Step 1

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Investment Strategy and Goal Development

We develop and share investment opportunities to improve your financial plan and portfolio. We’ll walk you through the recommendations, so you can envision your future as our team gets to work planning for it.

Investment Strategy and Goal Development

Step 2

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Presentation of Comprehensive Financial Plan

We present you with a tax-optimized cash flow and retirement plan, often outlining multiple scenarios so you can make the best decisions for you. Other areas of focus include education planning, short-term cash needs, net worth protection, and legacy planning.

Comprehensive Financial Plan

Step 3

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Financial Planning Checklist

We sort through the noise for you and help you check the boxes on only the things you really need to do for your personal financial planning process. We provide a summary of the action items needed to implement recommendations, both previously presented and new.

Financial Planning Checklist

Step 4

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Daily Monitoring and Unlimited Adjustments

Once your initial plan is complete, we’ll go to work monitoring it all. And, as life changes, we’ll be there for you to make any adjustments.

Daily Monitoring and Ongoing Nurturing

Step 5

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100% Fee-Only Wealth Management

We created our fee structure to be easy to understand, all-inclusive, and competitive. Our fees are markedly lower than brokerage firms and traditional financial institutions, and unlike many independent firms, our fee includes all ongoing, comprehensive financial planning and investment management services.    

With our fee-only model and fiduciary duty, we don't sell products, report to any outside shareholders, or accept any commissions or kickbacks. We charge a transparent management fee that is based solely on the value of your assets under our management. When it comes to our partnership with you, our success is measured exclusively by yours.

Deep to our core, we believe this is not only the best way — it’s the right way. And, for us, it’s the only way.   

Investable assets under management
Annual Fee
First $2,000,000
1.00%
Next $2,000,000
0.75%
Next $6,000,000
0.50%
All assets above $10,000,000
0.25%
Supplemental Fee for Investable Assets Below $1,000,000

We focus our expertise on providing ongoing, comprehensive wealth management. To maintain our high level of service and value, we are best suited to serve people with at least $1,000,000 in investable assets under our management.

Prospective clients with fewer than $1,000,000 in investable assets may still work with our team by:

  • Surpassing an annual household income of $150,000 (single) or $250,000 (joint/married); and
  • Paying a supplemental fee of $250 per month
Supplemental Fee for Held Away Accounts

We believe in a truly comprehensive approach to wealth management that considers the full picture of your financial life. That's why — unlike many financial planning firms — we've always managed our clients' held away accounts like 401(k)s, 403(b)s, 457s, and TSPs.

We use a third-party platform to effectively and efficiently manage and trade within these accounts. For the use of this secure platform, managed assets in these accounts may be charged a supplemental annual fee of 0.25%.

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  • plans That Work

Business Services

Owning a business is a journey. And no matter where you are in your entrepreneurial path, our team is positioned to create financial plans that show you the whole picture. From business exit strategies to building a personal retirement plan, we have you covered.

401(k)/Retirement Planning
  • Serve as 3(38) Investment Manager
  • Assume investment fiduciary responsibility
  • Reduce costs
  • Professionally manage models for participants
  • Monitor and update investment options
  • Deliver investment education

Employer 401(k) Management

We help you create retirement savings options that are strategic for your business and for your employees. We collaborate to design and build a plan that meets the unique needs of your organization.

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Business Consulting
  • Business strategy review
  • Employee benefits assistance
  • Group insurance planning
  • Employee retention
  • Employee education
  • Cash reserve management

Business Consulting

Through our extensive experience working with business owners, we’ve identified optimal recommendations to help you succeed. We’ll work with you to ensure your business is maximizing its potential.

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Business Succession Planning
  • Goal development
  • Exit planning
  • Family succession planning
  • Business transfer alternatives
  • Tax-minimization strategies
  • Funding mechanisms
  • Business valuation resources

Business Succession Planning

When considering the best path for eventually exiting your role, we'll help you evaluate and identify ways to optimize your personal financial plan.

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