Achieving your dreams and ambitions is closely tied to setting financial goals. That’s why we offer customized plans that help you find and stay on the right path.
Schedule a MeetingIt’s never too late (or early) to think about your future. Whether you’re optimizing your taxes or planning for retirement, our experienced team is here to offer comprehensive solutions every step of the way.
Construct an investment plan based on your unique situation that maximizes the probability of meeting your goals.
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Through retirement and estate planning, our firm helps you thrive and flourish with financial independence. We’ll work with you to create a customized financial plan designed to balance saving for your future while living your life more fully in the present.
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Our tax planning services help you identify tax efficiencies in your assets and income, and increase income from your taxable investment accounts. Project your current and future tax liabilities, and implement personalized strategies to minimize lifetime taxation.
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Optimize your cash flow to effectively manage debt, plan for education, and maximize the probability of meeting your goals.
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Gain a comprehensive understanding of your risk management needs to ensure your assets and goals are properly protected.
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Prepare for a lasting legacy that endures and thrives in the years to come.
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Financial planning is a specialized service, but that doesn’t mean the process should be overly complicated. At its core, financial planning means balancing your current lifestyle with your future goals. That’s why we make sure you’re actively involved in the planning process, and we help you achieve peace of mind by following a careful set of steps along the way.
We chat over coffee (or Zoom) regarding your needs and situation, while providing an overview of our process and services. And, along the way, we want you to ask as many questions as you have so you can feel confident as we move forward together.
Step 1
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We develop and share investment opportunities to improve your financial plan and portfolio. We’ll walk you through the recommendations, so you can envision your future as our team gets to work planning for it.
Step 2
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We present you with a tax-optimized cash flow and retirement plan, often outlining multiple scenarios so you can make the best decisions for you. Other areas of focus include education planning, short-term cash needs, net worth protection, and legacy planning.
Step 3
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We sort through the noise for you and help you check the boxes on only the things you really need to do for your personal financial planning process. We provide a summary of the action items needed to implement recommendations, both previously presented and new.
Step 4
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Once your initial plan is complete, we’ll go to work monitoring it all. And, as life changes, we’ll be there for you to make any adjustments.
Step 5
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We established our fee structure to be extremely competitive and remarkably lower than brokerage firms and traditional financial institutions. Unlike many other independent firms, our management fee includes all ongoing financial planning and investment management services.
With our fee-only model, our success is measured exclusively by your success. That’s our only incentive. Deep to our core, we believe this is not only the best way — it’s the right way. And, for us, it’s the only way.
We believe everything is in the details — and those details take time. Our priority is to keep our standards high and our service level on point. In order to maximize the value of our process, clients should have a minimum investment portfolio size of $1,000,000. Clients who do not meet the above investment portfolio minimum can still work with our team by:
Owning a business is a journey. And no matter where you are in your entrepreneurial path, our team is positioned to create financial plans that show you the whole picture. From business exit strategies to building a personal retirement plan, we have you covered.
We help you create retirement savings options that are strategic for your business and for your employees. We collaborate to design and build a plan that meets the unique needs of your organization.
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Through our extensive experience working with business owners, we’ve identified optimal recommendations to help you succeed. We’ll work with you to ensure your business is maximizing its potential.
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One of the most important questions for a business owner is how to eventually exit their role in a way that will optimize their personal financial plan. We assist with the business succession process within the context of your goals-based financial plan.
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Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP®(with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Elwood & Goetz is a Registered Investment Adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities product, service, or investment strategy. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser, tax professional, or attorney before implementing any strategy or recommendation discussed herein.
