Achieving your dreams is closely tied to reaching financial goals. That’s why we take the time to tailor your financial plan and investment portfolio to your specific situation. The end result is a customized client-first approach with high-touch service.
Get StartedIt’s never too late (or early) to think about your future. Whether you’re optimizing your taxes or planning for retirement, our experienced financial advisors are here to offer comprehensive solutions every step of the way.
Working with our trusted financial planning team, we can help you maximize your investment portfolio, grow your savings, and minimize lifetime taxation.
Plus, delegating your financial planning and investment management frees up your time to focus on the things that matter most to you, like spending more time with your family, advancing your career, or exploring hobbies.
Construct an investment plan based on your unique situation that maximizes the probability of meeting your goals.
MORE DETAILS
We’ll work with you to create a customized plan designed to achieve financial independence — all while finding balance between saving for your future and living your life more fully today.
MORE DETAILS
Our tax planning services help you identify tax efficiencies in your assets and income, and increase income from your taxable investment accounts. Project your current and future tax liabilities, and implement personalized strategies to minimize lifetime taxation.
MORE DETAILS
Optimize your cash flow to effectively manage debt, plan for education, and maximize the probability of meeting your goals.
MORE DETAILS
Gain a comprehensive understanding of your risk management needs to ensure your assets and goals are properly protected.
MORE DETAILS
Prepare for a lasting legacy that endures and thrives in the years to come.
MORE DETAILS
Financial planning is a specialized service, but that doesn’t mean working with a financial advisor should be complicated. At its core, financial planning means balancing your life today with your goals for tomorrow. That’s why we make sure you’re actively involved in the planning process, and we help you achieve peace of mind by following a purposeful set of steps along the way.
We chat over coffee (or Zoom) regarding your needs and situation, while providing an overview of our process and services. Along the way, we want you to ask as many questions as you have so you can feel comfortable and confident as we move forward together.
Step 1
MORE DETAILS
We develop and share investment opportunities to improve your financial plan and portfolio. We’ll walk you through the recommendations, so you can envision your future as our team gets to work planning for it.
Step 2
MORE DETAILS
We present you with a tax-optimized cash flow and retirement plan, often outlining multiple scenarios so you can make the best decisions for you. Other areas of focus include education planning, short-term cash needs, net worth protection, and legacy planning.
Step 3
MORE DETAILS
We sort through the noise for you and help you check the boxes on only the things you really need to do for your personal financial planning process. We provide a summary of the action items needed to implement recommendations, both previously presented and new.
Step 4
MORE DETAILS
Once your initial plan is complete, we’ll go to work monitoring it all. And, as life changes, we’ll be there for you to make any adjustments.
Step 5
MORE DETAILS
We created our fee structure to be simple, transparent, and competitive. Our fees are markedly lower than brokerage firms and traditional financial institutions, and unlike many independent firms, our fee includes both comprehensive financial planning and investment management services.
With our fee-only model and fiduciary duty, we don't sell products, report to any outside shareholders, or accept any commissions or kickbacks. We charge a straightforward management fee that is based on the value of your assets under our management, so our success is measured exclusively by yours. Deep to our core, we believe this is not only the best way — it’s the right way. And, for us, it’s the only way.
We believe everything is in the details — and those details take time. To maintain our high level of service and maximize the value of our process, we are best suited to serve clients with at least $1,000,000 in investable assets under our management.
Prospective clients who do not meet our asset minimum may still work with our team by:
Owning a business is a journey. And no matter where you are in your entrepreneurial path, our team is positioned to create financial plans that show you the whole picture. From business exit strategies to building a personal retirement plan, we have you covered.
We help you create retirement savings options that are strategic for your business and for your employees. We collaborate to design and build a plan that meets the unique needs of your organization.
MORE DETAILS
Through our extensive experience working with business owners, we’ve identified optimal recommendations to help you succeed. We’ll work with you to ensure your business is maximizing its potential.
MORE DETAILS
When considering the best path for eventually exiting your role, we'll help you evaluate and identify ways to optimize your personal financial plan.
MORE DETAILS
Sign up to receive personal finance insights, tips, and updates from our advisory team — delivered straight to your inbox.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP®(with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Elwood & Goetz is a registered investment adviser. Information presented is for educational purposes only. It should not be considered specific investment advice, does not take into consideration your specific situation, and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment strategies. Investments involve risk and are not guaranteed. Registration of an investment adviser does not imply a certain level of skill or training. Be sure to consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein.
